You made the offer. The seller accepted. You’re under contract. So… now what?

For first-time buyers, this next stretch—from “yes” to closing—can feel like the murkiest part. Here’s what to expect once the deal’s in motion.

1. Apply for your loan

Even if you’re pre-approved, your lender still needs updated documents to lock things in. Do this early—most contracts have a deadline.

2. Schedule your inspection

You’ve got a short window to get this done. A licensed inspector will flag any issues, and if something big comes up, we’ll negotiate.

3. Line up homeowners insurance

Your lender requires this before closing. Start shopping quotes now and send your final policy to your loan officer.

4. Appraisal is ordered

The lender hires an appraiser to confirm the home’s value. If it comes in low, we might renegotiate—or adjust your financing.

5. Final loan approval

The underwriter double-checks everything—your income, the appraisal, insurance, title. Once approved, they’ll send final documents.

6. Do your final walk-through

Right before closing, we’ll confirm repairs are complete and the home looks how you expect.

7. Closing day

Bring your ID and a cashiers check. You’ll sign the documents, get the keys, and officially become a homeowner.

Quick tip: Set up utilities early.

Call providers a few days before closing so everything’s on when you move in.

The bottom line? You don’t need to guess your way through this.

I guide buyers through every step—so instead of stressing, you’ll feel ready.

Have questions or want a copy of my closing prep checklist? Let’s connect.